Almost half of millennials say that their credit scores are holding them back | Moneyish – Features, essays, videos and news about money

When Joe went to put a $2,000 down payment on his first car (which cost $11,000), he didn’t think it would be too difficult. The high school English teacher, who declined to give his last name, was 25 at the time, had been teaching for almost two years and was earning about $58,000 a year.

But the deal skid to a halt after his poor credit history emerged.

“I was told I had to put down more money than I could afford, or find a cosigner in order to be approved for a loan.” 

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The path to your personal financial goals begin with smart money management.

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Receive a walk through of the entire credit repair process; everything from pulling your personal credit report, writing disputes, mailing certified letters, follow up and even credit rebuilding. The Smart Credit Repair Kit provides the best training and education to help eliminate the financial burden of debt and negative credit. Increase your credit score and get on track with your personal finances.


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